Juanita Giovanni

NMLS # 1102167

310-755-8002

juanita@latopbroker.com

Juanita Giovanni LO Training Manager

Mortgage Calculators

Feel free to browse our selection of payment calculators and tools. These calculators are provided for information use only. For a free, no obligation rate quote, contact us today at 310-755-8002.

Amortization Calculator

Calculate your monthly payment and view an amortization schedule of your loan.

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Biweekly Payment Calculator

See how much time and money you can save by switching to Biweekly mortgage payments.

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Compare 15 vs 30 Year Calculator

Use this calculator to see the difference between a 15 year and a 30 year mortgage.

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Compare 2 Loans Calculator

Compare 2 different loan scenarios to see which loan makes the most sense for you.

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Debt Consolidation Calculator

See how much you can save by consolidating your debts into one loan.

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How Much Can I Afford Calculator

Find out how much you can afford based on your current monthly income and expenses.

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Pre-payment Calculator

See how much you can save by making additional monthly principal pre-payments.

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Qualification Calculator

Find out how much you have to make in order to qualify for your dream home.

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Refinance Savings Calculator

Use this calculator to see if refinancing your mortgage makes sense for your situation.

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Rent vs Buy Calculator

Use this calculator to help you determine if you should rent or buy a home.

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Purchase Mortgage Calculator

Use this calculator to find the Annual Percentage Rate of your mortgage loan.

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Simple APR Calculator

Use this calculator to find the Annual Percentage Rate of your mortgage loan.

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Amortization Calculator

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Monthly Principle and Interest $1,991.01
Private Mortgage Insurance (PMI) $99.75
Monthly Property Tax $350.00
Monthly Insurance $160.42
Monthly HOA $0.00
Total Monthly Payment $2,601.18
Total Interest $401,765.14
Total Amount Paid $716,765.14

Biweekly Payment Calculator

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Monthly Principal & Interest $1,896.20
Monthly Property Tax $350.00
Monthly Insurance $160.42
Monthly HOA $0.00
Private Mortgage Insurance (PMI) $95.00
Total Monthly Payment $2,501.62
BiWeekly Principal & Interest $948.10
Biweekly Property Tax $175.00
Biweekly Insurance $80.21
Biweekly HOA $0.00
Biweekly Private Mortgage Insurance (PMI) $47.50
Total Biweekly Payment $1,250.81
Bi-Weekly Total Interest $294,511.68
Monthly total Interest $382,633.47
Length with Monthly Payments 30
Length with Bi-Weekly Payments 24
Total Interest Savings $88,121.78
Time Saved 6 years

Compare 15 vs 30 Year Calculator

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Monthly Payment Results

Principal & Interest $2,743.99
Homeowner's Insurance $160.42
Private Mortgage Insurance Premium $55.13
Property Taxes $350.00
HOA Fee $0.00
Total Monthly Payment $3,309.53
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Monthly Payment Results

Principal & Interest $1,991.01
Homeowner's Insurance $160.42
Private Mortgage Insurance Premium $99.75
Property Taxes $350.00
HOA Fee $0.00
Total Monthly Payment $2,601.18

Compare 2 Loans Calculator

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Monthly Payment Results

Principal & Interest $1,991.01
Homeowner's Insurance $160.42
Private Mortgage Insurance Premium $99.75
Property Taxes $350.00
HOA Fee $0.00
Total Monthly Payment $2,601.18
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Monthly Payment Results

Principal & Interest $1,991.01
Homeowner's Insurance $160.42
Private Mortgage Insurance Premium $99.75
Property Taxes $350.00
HOA Fee $0.00
Total Monthly Payment $2,601.18

Debt Consolidation Calculator

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Consolidated Loan Info

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Results

Current Monthly Payments $716.12
Monthly payment after Consolidation $1,896.20
Monthly Savings $-1,180.08
Interest 6.5%

How Much Can I Afford Calculator

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Home Value $177,196.12
Maximum Loan Amount $177,196.12
Down Payment $0.00
Principal & Interest $1,120.00
PMI $56.11
Property Tax $250.00
Insurance $80.00
Total Monthly Payment $1,506.11

Pre-payment Calculator

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Results

Normal Monthly Principal & Interest $1,896.20
Monthly Insurance $160.42
Monthly Property Tax $350.00
Monthly HOA $0.00
PMI $95.00
Extra Principal Payment $100.00
Total Monthly Payment $2,501.62
Normal Total Interest $382,633.47
Pre-Payment Total Interest $321,638.68
Total Interest Savings $60,994.79
Time Saved 4 years

Qualification Calculator

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Qualifying Salary (Conventional) $113,372.70
Qualifying Salary (FHA) $100,690.88
Monthly Principal & Interest $1,991.01
Monthly Insurance $160.42
Monthly Tax $350.00
Monthly HOA $0.00
Monthly PMI $99.75
Total Monthly Payment $2,601.18

Refinance Savings Calculator

Current Loan

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New Loan

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Results

Current Loan
Monthly Principal and Interest $2,522.56
Monthly Insurance $160.42
Monthly Property Tax $350.00
Monthly HOA $0.00
Total Monthly Payment $3,032.98
Remaining Interest $608,122.54
New Loan
Mortgage Amount $300,000.00
Monthly Principal and Interest $1,896.20
Monthly Insurance $160.42
Monthly Property Tax $350.00
Monthly HOA $0.00
Total Monthly Payment $2,406.62
Remaining Interest $382,633.47
Interest Saved $225,489.08

Rent vs Buy Calculator

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Results

Current House Value $143,297.93
Total Loan Interest $144,505.27
Loan Lifetime Payments $257,803.20
Estimated House Value after 30 years $402,207.73
Tax Savings on Interest $40,461.48
Estimated Return on Investment after 30 years $346,747.55

Purchase Mortgage Calculator

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Monthly Payment Results

Principal & Interest $1,991.01
Homeowner's Insurance $160.42
Private Mortgage Insurance Premium $99.75
Property Taxes $350.00
HOA Fee $0.00
Total Monthly Payment $2,601.18

Simple APR Calculator

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Results

APR 6.5001%
Monthly Payment $1,896.22
Total Interest $382,638.02
Total Amount Paid $682,638.02