Malik Miles

NMLS # 999091

949-232-4131

malik@latopbroker.com

Malik Miles Mortgage Consultant

Blog

Understanding Mortgage Prepayment Penalties

Understanding Mortgage Prepayment Penalties

In the thrilling adventure of homeownership, there's a chapter that often gets overlooked – the fine print of your mortgage agreement. Among the many terms and conditions, one that can sneak up on unsuspecting homeowners is the Mortgage Prepayment P

Mar 28, 2024 | Purchasing a Home

Should I Sell or Rent my Home when I move?

Should I Sell or Rent my Home when I move?

Embarking on the exciting adventure of relocating to a new city brings with it a cascade of decisions, and one of the most pivotal choices revolves around the fate of your current home. The question looms large: Should you rent it out or sell it? Each ave

Mar 26, 2024 |

Navigating the Mortgage Approval Process as a Gig Worker

Navigating the Mortgage Approval Process as a Gig Worker

In today's evolving workforce, traditional employment models are being replaced by more flexible arrangements, such as gig work. Many individuals are embracing the freedom and autonomy that gig work provides, but when it comes to securing a mortgage, gig

Mar 21, 2024 | Purchasing a Home

The ABCs of Home Loan Options: A Guide for Teachers and Educators

The ABCs of Home Loan Options: A Guide for Teachers and Educators

Buying a home is a significant milestone in anyone's life, but for educators, the journey might feel like a complex lesson plan. Thankfully, there are tailored home loan options designed to make this process smoother for teachers who dedicate their lives

Mar 19, 2024 | Purchasing a Home

Embracing the Golden Years: A Guide to Buying a Second Home as a Retiree

Embracing the Golden Years: A Guide to Buying a Second Home as a Retiree

Retirement signifies not merely the cessation of a professional trajectory but rather the inauguration of an entirely novel chapter—one that many retirees find synonymous with the pursuit of a second home. Whether it be an idyllic beachside retreat,

Mar 14, 2024 | Purchasing a Home

Using the FHA 203(k) Loan to Renovate Your Home

Using the FHA 203(k) Loan to Renovate Your Home

Are you envisioning the transformation of your outdated fixer-upper into the home of your dreams? Are you on the hunt for a house with hidden potential, but concerned about the financial burden of renovations? Look no further, my friend. Allow me to intro

Mar 12, 2024 | Refinancing a Home